Assess payout / disbursement risk

curl --request POST \
  --url https://sandbox.clausum.ai/api/v1/assess/payout \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "amount": 2500,
  "amount_unit": "major",
  "currency": "MXN",
  "beneficiary": {
    "id": "ben_123",
    "name": "Vendor SA",
    "country": "MX",
    "clabe": "012180001234567890"
  },
  "origin": {
    "account_id": "acct_01",
    "country": "MX"
  },
  "payout": {
    "channel": "api",
    "initiated_by": "treasury@company.com",
    "first_to_beneficiary": false
  }
}
'

{
  "risk_score": 50,
  "signals": [
    "<string>"
  ],
  "signal_details": [
    {
      "code": "<string>",
      "weight": 123,
      "description": "<string>"
    }
  ],
  "session_id": "<string>",
  "order_id": "<string>",
  "payment_id": "<string>",
  "idempotency_key": "<string>",
  "blocked_by": "<string>",
  "latency_ms": 123,
  "flow": "payout",
  "field_warnings": {
    "missing_recommended": [
      "<string>"
    ],
    "field_requirements_doc": "<string>"
  }
}