Assess payout / disbursement risk

curl --request POST \
  --url https://sandbox.clausum.ai/api/v1/assess/payout \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "amount": 2500,
  "amount_unit": "major",
  "currency": "MXN",
  "beneficiary": {
    "id": "ben_123",
    "name": "Vendor SA",
    "country": "MX",
    "clabe": "012180001234567890"
  },
  "origin": {
    "account_id": "acct_01",
    "country": "MX"
  },
  "payout": {
    "channel": "api",
    "initiated_by": "treasury@company.com",
    "first_to_beneficiary": false
  }
}
'

import requests

url = "https://sandbox.clausum.ai/api/v1/assess/payout"

payload = {
    "amount": 2500,
    "amount_unit": "major",
    "currency": "MXN",
    "beneficiary": {
        "id": "ben_123",
        "name": "Vendor SA",
        "country": "MX",
        "clabe": "012180001234567890"
    },
    "origin": {
        "account_id": "acct_01",
        "country": "MX"
    },
    "payout": {
        "channel": "api",
        "initiated_by": "treasury@company.com",
        "first_to_beneficiary": False
    }
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    amount: 2500,
    amount_unit: 'major',
    currency: 'MXN',
    beneficiary: {id: 'ben_123', name: 'Vendor SA', country: 'MX', clabe: '012180001234567890'},
    origin: {account_id: 'acct_01', country: 'MX'},
    payout: {
      channel: 'api',
      initiated_by: 'treasury@company.com',
      first_to_beneficiary: false
    }
  })
};

fetch('https://sandbox.clausum.ai/api/v1/assess/payout', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://sandbox.clausum.ai/api/v1/assess/payout",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'amount' => 2500,
    'amount_unit' => 'major',
    'currency' => 'MXN',
    'beneficiary' => [
        'id' => 'ben_123',
        'name' => 'Vendor SA',
        'country' => 'MX',
        'clabe' => '012180001234567890'
    ],
    'origin' => [
        'account_id' => 'acct_01',
        'country' => 'MX'
    ],
    'payout' => [
        'channel' => 'api',
        'initiated_by' => 'treasury@company.com',
        'first_to_beneficiary' => false
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://sandbox.clausum.ai/api/v1/assess/payout"

	payload := strings.NewReader("{\n  \"amount\": 2500,\n  \"amount_unit\": \"major\",\n  \"currency\": \"MXN\",\n  \"beneficiary\": {\n    \"id\": \"ben_123\",\n    \"name\": \"Vendor SA\",\n    \"country\": \"MX\",\n    \"clabe\": \"012180001234567890\"\n  },\n  \"origin\": {\n    \"account_id\": \"acct_01\",\n    \"country\": \"MX\"\n  },\n  \"payout\": {\n    \"channel\": \"api\",\n    \"initiated_by\": \"treasury@company.com\",\n    \"first_to_beneficiary\": false\n  }\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://sandbox.clausum.ai/api/v1/assess/payout")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"amount\": 2500,\n  \"amount_unit\": \"major\",\n  \"currency\": \"MXN\",\n  \"beneficiary\": {\n    \"id\": \"ben_123\",\n    \"name\": \"Vendor SA\",\n    \"country\": \"MX\",\n    \"clabe\": \"012180001234567890\"\n  },\n  \"origin\": {\n    \"account_id\": \"acct_01\",\n    \"country\": \"MX\"\n  },\n  \"payout\": {\n    \"channel\": \"api\",\n    \"initiated_by\": \"treasury@company.com\",\n    \"first_to_beneficiary\": false\n  }\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://sandbox.clausum.ai/api/v1/assess/payout")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"amount\": 2500,\n  \"amount_unit\": \"major\",\n  \"currency\": \"MXN\",\n  \"beneficiary\": {\n    \"id\": \"ben_123\",\n    \"name\": \"Vendor SA\",\n    \"country\": \"MX\",\n    \"clabe\": \"012180001234567890\"\n  },\n  \"origin\": {\n    \"account_id\": \"acct_01\",\n    \"country\": \"MX\"\n  },\n  \"payout\": {\n    \"channel\": \"api\",\n    \"initiated_by\": \"treasury@company.com\",\n    \"first_to_beneficiary\": false\n  }\n}"

response = http.request(request)
puts response.read_body

{
  "risk_score": 50,
  "signals": [
    "<string>"
  ],
  "signal_details": [
    {
      "code": "<string>",
      "weight": 123,
      "description": "<string>"
    }
  ],
  "session_id": "<string>",
  "order_id": "<string>",
  "payment_id": "<string>",
  "idempotency_key": "<string>",
  "blocked_by": "<string>",
  "latency_ms": 123,
  "flow": "payout",
  "field_warnings": {
    "missing_recommended": [
      "<string>"
    ],
    "field_requirements_doc": "<string>"
  }
}

{
  "error": "<string>"
}

{
  "error": "<string>"
}

{
  "error": "<string>"
}

{
  "error": {
    "code": "ASSESS_MAINTENANCE",
    "message": "Assess temporarily unavailable"
  }
}

{
  "error": {
    "code": "ASSESS_TIMEOUT",
    "message": "Assess timed out — retry with same idempotency key"
  }
}